These Terms of Service govern your use of RateCheck. By creating an account or using our service, you agree to these terms.
1. Service Description
RateCheck provides a web-based calculator tool that helps contractors and freelancers:
- Calculate job profitability based on quotes, costs, and overhead
- Track business expenses and salary targets
- Store and manage multiple job quotes
- Visualize profit margins and financial health
Important: RateCheck is a calculation tool, not financial advice. All calculations are estimates. Always consult a qualified accountant for tax planning and financial decisions.
2. Account Registration
To use RateCheck, you must:
- Be at least 18 years old
- Provide accurate and complete registration information
- Maintain the security of your password
- Notify us immediately of any unauthorized access
- Not share your account with others
You are responsible for all activity under your account.
3. Acceptable Use
You May:
- Use RateCheck for your legitimate business purposes
- Enter your own business data and quotes
- Export and download your data
- Access RateCheck from multiple devices
You May Not:
- Violate any laws or regulations
- Use RateCheck to harm others or infringe on their rights
- Attempt to access other users' data
- Reverse engineer, decompile, or extract source code
- Use automated tools to scrape or access RateCheck
- Overload or interfere with our servers
- Resell or redistribute RateCheck without permission
4. Data and Privacy
Your use of RateCheck is also governed by our Privacy Policy, which explains:
- What data we collect and why
- How we protect and store your information
- Your rights regarding your data
You retain ownership of all data you enter into RateCheck. We use your data only to provide and improve the service.
5. Pricing and Payment
RateCheck offers:
- Free access: Currently available to all users
- Future pricing: We reserve the right to introduce paid features in the future
If we introduce paid features, we will:
- Provide 30 days advance notice
- Maintain a free tier for basic functionality
- Allow you to export your data before any changes
6. Disclaimers and Limitations
No Financial Advice
RateCheck provides calculation tools only. We do not provide:
- Financial, accounting, or tax advice
- Legal or business consulting
- Guarantees about the accuracy of calculations
You are solely responsible for your business decisions and should consult qualified professionals for advice.
Service Availability
We provide RateCheck "as is" without warranties of any kind. We do not guarantee:
- Uninterrupted or error-free service
- That defects will be corrected immediately
- That our service meets your specific requirements
Limitation of Liability
To the maximum extent permitted by law:
- We are not liable for any indirect, incidental, or consequential damages
- Our total liability is limited to the amount you paid in the last 12 months (currently £0)
- We are not responsible for business losses resulting from your use of RateCheck
7. Data Backup and Loss
While we implement regular backups:
- You are responsible for maintaining your own backups of critical data
- We are not liable for data loss due to technical issues, user error, or account deletion
- We recommend regularly exporting your important calculations
8. Modifications to Service
We may:
- Modify, suspend, or discontinue any part of RateCheck
- Update these Terms of Service with reasonable notice
- Change features, pricing, or functionality
Continued use of RateCheck after changes constitutes acceptance of the new terms.
9. Account Termination
You May:
- Cancel your account at any time from your account settings
- Export your data before cancellation
We May:
- Suspend or terminate accounts that violate these terms
- Terminate inactive accounts after 2 years of inactivity
- Discontinue the service with 90 days notice
Upon termination, your data will be deleted within 30 days unless legally required to retain it.
10. Intellectual Property
RateCheck and its content are protected by copyright and other laws:
- We retain all rights to the RateCheck software, design, and branding
- You retain rights to your business data
- You grant us a limited license to store and process your data to provide the service
11. Governing Law
These terms are governed by the laws of England and Wales. Any disputes will be resolved in the courts of England and Wales.
12. Contact and Support
For questions about these terms:
- Email: support@ratecheck.app
- Support page: ratecheck.app/support
13. Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full effect.
14. Entire Agreement
These Terms of Service, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and RateCheck.